/ 01 · Starter
Starter
£10K – £49K
6.25%
AER · 12 months
- Minimum
- £10,000
- Term
- 12 mo
- Interest
- Annual
Live · UK fixed rate market
Fixed rates from 6.25%. Built for serious savers.
Compare fixed-term rates from a panel of FSCS-eligible providers. Rates scale with deposit size. The more you save, the higher your rate. No fees. No nonsense.
- ✓FSCS-eligible options
- ✓No fees
- ✓Independent comparison
/ Today's headline rate
6.55%
AER · 12-month fixed
£10K – £49K6.25%
£50K – £99K6.55%
£100K – £249K6.85%
£250K+7.20%
/ Growth tier
/ The rate ladder
Rates that scale with your deposit.
Bigger deposit, better rate. The ladder rewards capital, and keeps it simple. Hover to inspect.
/ 02 · Growth
Growth
£50K – £99K
6.55%
AER · 12 months
- Minimum
- £50,000
- Term
- 12 mo
- Interest
- Annual
/ 03 · Premier
Premier
£100K – £249K
6.85%
AER · 12 months
- Minimum
- £100,000
- Term
- 12 mo
- Interest
- Annual
/ 04 · Private
Private
£250K+
7.20%
AER · 12 months
- Minimum
- £250,000
- Term
- 12 mo
- Interest
- Annual
/ Compare
How does your bank stack up?
The high street is paying a fraction of what's available elsewhere.
Indicative average rates on 12-month fixed-term savings.
High street easy access
UK clearing banks · typical
1.50%
High street fixed (1yr)
UK clearing banks · typical
3.80%
Best buy comparison sites
Savings platforms · typical
4.95%
Applyforproduct panel
Panel FSCS-eligible providers
6.25–7.20%
Indicative rates as of 28 August 2026. Actual rates vary by provider, term, and deposit size. Always confirm individual product terms before applying.
/ Calculate
See what your savings could earn.
Move the sliders to project the return on a fixed-term deposit. Rate auto-matches your tier.
Deposit£25,000
Term1 yr
Matched rate6.25%
Total at maturity
£26,563
- Deposit
- £25,000
- Interest earned
- £1,563
- Effective tier
- Starter
- Rate (AER)
- 6.25%
Illustrative only. Final rates depend on provider, term, and prevailing market conditions. Tax may apply on interest earned. Capital is held by the underlying provider.
/ How it works
Three steps. No friction.
01
Tell us your deposit
A 60-second form. Amount, term preference, contact details. We use this to match you to the right tier and providers, nothing more.
02
We match providers
Our panel of FSCS-eligible institutions reviews your profile and surfaces the rates available to you, based on tier and term.
03
Speak to a specialist
A specialist calls within 24 hours with your shortlist. No obligation. Apply directly with the provider. Applyforproduct never holds your money.
/ Built on trust
Why savers choose Applyforproduct.
FSCS-eligible options
Where applicable, deposits with FSCS-protected providers are covered up to £120,000 per person, per authorised institution.
No fees, no markups
Applyforproduct is paid by providers, not by you. The rate quoted is the rate you receive.
Your data is protected
UK GDPR compliant. We share your details only with the providers matched to you. No spam, no third parties.
/ Get your rate
See what you could earn.
60-second form. A specialist will be in touch within one business day with rates matched to your tier.